📉 Market Update – March 2025: The Calm Before the Storm or the Opportunity of a Generation?

Dear Clients,

Markets are tense, headlines are loud, and everyone’s asking the same question: Is this the bottom… or just the beginning of something bigger?

At Just Service Global (JSG), we’ve been tracking the data closely — and what we’re seeing now is not just another dip or bump in the road. We’re witnessing a convergence of warning signs that, historically, have preceded some of the most significant market events in modern history.

Here’s what’s happening, what it means for you, and why now more than ever, staying connected to your financial adviser within the JSG Global Network is essential.

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🚨 The Market Is Flashing Red… But Most People Aren’t Looking

Let’s break it down simply:

✅ Markets are at all-time highs.

Yet tech giants like Tesla, Nvidia, and Google — the engines of past growth — are showing serious cracks. The AI rally is cooling. The semiconductor sector, which has been leading the charge, is now underperforming — often a precursor to broader declines.

✅ The Yield Curve Just Did Something Historic.

We’ve just come out of the longest yield curve inversion in recorded history — longer than before the Great Depression, longer than before the 2008 crash.

And in October 2024, the yield curve uninverted — which, historically, is the final signal that a recession is imminent.

But… nothing’s happened yet.

That’s the danger. It’s the calm before the storm — and most people are treating it like business as usual.

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⏳ The Time Lag Between Signals and Reality

In every past recession:

• The market continued higher after the warning signs flashed.

• The economy looked stable, even strong.

• The actual downturn came months later, catching most investors off guard.

  
  

Right now:

• Consumer debt is at record highs.

• Layoffs are creeping up.

• Middle-class spending is built on credit (the US), not earnings.

This isn't sustainable.

We’re watching a slow-motion shift — and just like in 2008 or 2020, it often takes time before the true impact shows up in portfolios.

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🏦 A Divided Economy – And a Rigged Game

It’s no secret: the wealthiest 0.1% have grown richer while the average person is falling behind. The markets may be up — but most people feel broke.

If you:

• Own stocks, property, gold, or crypto – you’re likely doing okay.

• Rely solely on wages or savings – you’re probably feeling squeezed.

  
  

The system isn’t broken — it’s just not built for everyone to win.

This is exactly why owning assets and working with a trusted financial adviser is no longer optional — it’s essential.

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🇺🇸 What’s Fueling the Uncertainty?

Adding to the volatility, former President Trump has proposed massive tariffs on Chinese goods — a move that would spike prices globally, disrupt supply chains, and risk reigniting inflation just as central banks were preparing to cut rates.

If that weren’t enough:

• Central banks are trapped — they want to lower rates, but inflation and geopolitical risks keep tying their hands.

• AI stocks are wobbling, and tech earnings are no longer lifting the entire market.

• The put-call ratio — a key fear indicator — still hasn’t hit panic levels. We may not be at the bottom yet.

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🔍 What Are Your Best Moves Right Now?

1. Don’t Chase the Bounce.

Short-term rallies often trap emotional investors. Let your adviser guide you through evidence-based decisions.

2. Stay Diversified. Stay Liquid.

Opportunities will emerge — but only for those who have the capital and the patience to act strategically.

3. Rebalance and Reassess.

Now is the time to evaluate whether your portfolio is resilient in a downturn, not just riding a bull market.

4. Stay Close to Your Adviser.

At JSG, we’re watching markets full time so you don’t have to. We’re here to help you avoid emotional mistakes and position you for the long term.

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🧭 Final Thought: The Smart Money is Patient

Some of the greatest wealth-building opportunities come during uncertain times — but only for those who are prepared, not panicked.

This isn’t about predicting the future — it’s about being positioned to succeed, no matter what the future holds.

History tells us that market stress leads to opportunity. But only if you’re aligned, informed, and ready.

That’s what we’re here for.

If you haven’t already scheduled your portfolio review for the new quarter, we urge you to do so today. This is a moment where being proactive could make all the difference in how the next 12 months unfold.

Let’s make sure you’re in the best position — whatever happens next.

Warm regards,

The Just Service Global Team